Shadow of a Stout

Understanding the Investment Advisory Unit


In any financial organization or setting, an investment advisory is a unit that links together investment professionals to the relationship managers or clients who have ties to the asset management organization. This unit functions by explaining different investment ideas to clients, financial experts, and proposes or recommends the best investment solutions for an organization or company.

Initiating an investment advisory in any business requires the right mindset, especially if the parties involved are dealing with a huge company that brings together the combination of experts and financial professionals.

Also, as an individual, if you have accumulated a huge chunk of assets, it’s highly advisable to seek advice from investment advisories. In any given case, these advisors help in managing your wealth, providing an excellent tax return policy as well as preserving and protecting your hard-earned cash.

In any business, it’s hard to assume the important roles played by these advisory units. For any company to succeed in their financial plan, an excellent financial advisory unit has to be laid down and adhered to at all times. The following are some of the key features that each and every company or individual should look out for when seeking help from an investment advisory unit.

-Go for a financial advisor that perfectly understands the appropriate investment products. A good investment advisory firm should be in a position to know the market, and come up with a product that perfectly suits different consumers.
-In any given business, an investment advisory should be in a position to effectively carry out investment transactions on behalf of the company.
-Always ensure that the investment advisory team in your firm is fully registered and licensed by the Security and Exchange Commission.

Functions of an Investment Advisory

-An excellent investment advisory firm should be in a position to complete a personalized investment portfolio, which perfectly outlines your goals.
-Should select your investment solutions in regards to programs that perfectly suit your needs.
-It should review and monitor your financial accounts in an extent that it can comfortably accommodate any financial changes in your financial situation.
Richard Blair is the brain behind Wealth Solutions, an Investment Advisory Company based in Austin Texas. According to Blair, the main reason behind the start-up of the company was his desire to make a difference in the lives business owners, families, and single business individuals.

With over 20 years in the financial advisory industry, Blair has gained unmatched experience in the field, something that has helped Richard Blair Wealth Solutions oversee the smooth transition of financial assets for different individuals and companies.

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The Benefits Of Medicare Advantage Plans And The Contribution Of InnovaCare Health


Medicare Advantage is a medical insurance scheme that operates within the U.S. The system allows people to have better choices for health insurance as there are different packages that one can subscribe to. Medicare Advantage is provided through private insurance companies, which receive fixed monthly remittances so they can transfer the benefits to the beneficiaries of the program.

This means there can be different rules governing the way a person can receive rights to enjoy the packages offered by different companies. It is unlike Original Medicare, which is managed and overseen by the federal government. For those who are yet to try Medicare Advantage, here are some of the benefits users get when they embrace the program.

Enjoy as low as 0% premium
Some insurance firms that work with the government to effect the program offer up to zero percent premiums, so members enjoy the cheapest rates when they use Medicare Advantage. This, however, may depend on your state of residence and the companies available since not every state offers Medicare Advantage. In some regions one is forced to rely on Original Medicare.

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Daniel E. Straus, CEO & Chairman of CareOne, InnovaCare Health


Additional benefits
Everyone would like to receive a comprehensive cover, but this is not always possible. Medicare Advantage has tried to offer extra coverage, which, upon application, may include items not covered in Parts A and B like vision and dental coverage.

Out-of-pocket limits
Additionally, each Medicare Advantage plan offers an out-of-pocket amount that applies to your limit of spending each year. Once the limit issued is attained, you are not requested to pay any additional costs for services covered. This amount may change from time to time depending on various factors that control the industry.

About InnovaCare Health
InnovaCare Health is an established provider of physician practices and managed healthcare services. The company has helped to create sustainable and cost-effective models that have been easily integrated into modern technology. InnovaCare serves within Puerto Rico and the membership base of the Medicare Advantage plans they offer is estimated at 200,000 individuals.

Under the leadership of Dr. Rick Shinto, the company has grown its addressable market and influence across Puerto Rico. Dr. Richard Shinto, the President and CEO of InnovaCare Health, enjoys more than 20 years of experience in the medical industry, where he has formulated policies and offered solutions to problems. He works closely with the Chief Administrative officer of the company, Penelope Kokkinides, who has also been actively working in the medical field for more than 20 years.

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Don Ressler: The CEO That Gets It


So often, I find and discover CEO’s that just don’t get it and they understand the business landscape. As we all know, it is changing and it is up to us to change with it and roll with the punches. The more we do that, the better off we will be in the long run. You have to be adaptable and be able to ready for changing trends and a changing market. Don Ressler has always prided himself on knowing what is happening right know, what has happened in the past, and what is going to happen in the future. Of course, he doesn’t have a crystal ball of any kind, but he does have his pulse on trends.

When you have your pulse on trends and you are a man of the people, you get to know what people like, what they don’t like, and how they operate and how they work. Don Ressler has found someone that thinks the same way he does and that is Adam Goldenberg. Goldenberg and Ressler have started and co-founded JustFab, which is a monthly subscription program for women that allows them to get monthly products for a low price each month. They can’t wait for the mail to come, as they don’t know what awaits them or what is around the corner in those bags. See:

One thing is true, however, whatever is in the bags, they are sure to love it, embrace it, and fully enjoy it, because it is catered to them. They listen to their customers, their needs, and their wants. They aren’t only interested in having a niche market. Adam Goldenberg and Don Ressler want to appeal to as many people as possible and get the word out to as many folks as possible. They know the key to any successful company is to stay in touch with your customer and their needs.

Today, more than ever, people have a voice on the Internet and it is important to listen to that voice, as it will tell you everything you need to know about a company, both good and bad. No company is perfect and if someone is unhappy with something, they are more than happy to rectify it as soon as possible. They stay in contact and they hear back from customers. They find out what works and what does not and they go from there. That is how Don Ressler has always worked and that is why people love JustFab.

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EOS Lip Balms Roll On Perfectly With Premium Ingredients


There’s nothing worse than cracked, dry lips, no matter what season we’re in. Just because it’s summer, doesn’t mean you can avoid the lip balm, either. In fact, if there’s a time when your lips need extra tender loving care, it’s June, July and August when you’re in the hot rays of the sun.
Our lips are very vulnerable, although it might not appear that way. Dermatologists advise never going out in the sun without putting on a layer of good lip balm first, and there’s a smart reason for this.

Our lips have melanin but not enough to shield us from the searing heat. Melanin is the natural skin pigment that filters out the damaging UV rays. Every pair of lips, regardless of how full or large they are, are also thinner in skin structure, sensitive, and lack protective oil glands.

The best lip balms are those that are organically formulated like Evolution of Smooth or EOS lip balm, which offer broad spectrum UVA/UVB protection. Each amazing balm is made with soothing ingredients like shea butter, jojoba oil and Vitamin E. Plus, talk about the gorgeous flavors in yummy Passion Fruit, Strawberry Sorbet, Lemon Drop, Honeysuckle Honeydew, Blackberry Nectar, Coconut Milk and delicious others. Your lips will become obsessed.

Evolution of Smooth lip balms are carefully prepared and perfect for even super sensitive lips. In addition, these formulas leave out the nasty stuff like petrolatum & paraben. EOS balms are also gluten free and naphthalene free. They are sold on your local stores including Target.

Loyal fans of Evolution of Smooth lip balms love the unique shape of the balm spheres, see The round ball-like balms glide smoothly and completely over any pair of lips. The buttery texture is very appealing, and the taste is beyond comparison.

Evolution of Smooth lip balms are a good beauty thing all year long. Check out the EOS product gallery on Facebook.


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An Innocent Competition: NutriMost vs. Healthy Living


In business matters, virtually everything is a competition. From the products that companies sell to the manner that they sell them in, remaining mindful of wandering eyes is crucial. Of course, when other companies begin to notice another’s success, they attempt to replicate their strategies in a way that suits their own company. Others, however, completely steal another company’s moment in the spotlight by robbing them of their strategies, products, and even their consumers.

NutriMost and its biggest rival, Healthy Living, are currently duking it out in court in an attempt to resolve a fairly unsettling accusation against HL, which is that they completely robbed NutriMost of their promotional video by replicating it almost exactly. In fact, the competitor did not bother to change much of the video at all, and used clips from NutriMost clients boasting of their success through their company, rather than what Healthy Living titles the “Can’t Lose Diet.” Though a verdict has not yet been ruled, the scales are certainly balanced in favor of NutriMost, or so it seems.

Promoting an untraditional yet crucial way of losing weight is the trending diet company, NutriMost. Their focus on their clients as individuals rather than just bodies in need of cutting fat guarantees that a person will lose twenty to forty pounds in relatively two weeks. Despite any controversy they are currently experiencing, this diet company has been proven to work, has an extensive fan base, and will continue to help thousands of people maintain a healthy lifestyle that is far more attainable than what is promised by their jealous rivals.


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GTL and Other Firms in the Industry Accused of Imposing High Phone Call Rates


After many years of complaints from the families of incarcerated and the relevant prison-rights groups, the Federal Communications Commission has begun their investigation on the increasing financial intricacies in the prison communication industry.

At the core of their investigation, the FCC have discovered that the private firms dominating the industry pay huge amounts of money to the state prisons and jails as concession fees. These fees, also known as commissions, give them exclusive rights to operate in the prison platform. Companies, therefore, compete to acquire these rights based on price and service quality and for that reason, they increase the phone calls rates to as high as $1.5 per minute. This is contrary to the 20 cents per minute rates imposed by commercial vendors outside the prison walls.

According to a resident who pays roughly $150 a month on phone calls in Allen Texas, these companies are profiting off of people in sensitive situations. For instance, Securus, an innovative company that controls 20% of the market shareSecurus imposes fees that comprise a charge of $2.49 for processing bills and an additional $5 payment over the phone.

Global Tel Link, the dominant player in the industry, imposes dozens of fees for basic services and calls including the establishment, maintenance and closing of an account. These are the fees that make up an approximated 40% of the average prison bills according to the Prison Policy Initiative.

GTL, Securus Technologies, and other companies in the industry claim that any rates below the 20 cents a minute would cut them out of the operating margin, preventing them from sufficiently providing call monitoring for security. Though the prison-rights groups believe that the companies would still make a profit at a cap of about 7 cents per minute, the FCC believes that its intention to allow correctional facilities to recover the costs of hosting inmate calling while addressing the issue of pricing in the industry is a step in the right direction.

Securus Video Visitation – Everyday from Securus Technologies on Vimeo.

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Nutrimost holding Healthy Living accountable for stolen video


Nutrimost is holding Healthy Living accountable for apparently stealing a promotional video for their own use. The accusation is Healthy Living stole a video promoting a weight loss program for Nutrimost, and then placed that video on their own website, can’ For that, Nutrimost filed suit against Healthy Living in federal court.

The video had any and all references to Nutrimost removed, and replaced them with “Can’t Lose Diet”, a program touted by Healthy Living. Even though all references to Nutrimost were removed, those by their principal Dr. Ray Wisniewski, and testimonials of their customers were kept.

What was also troubling was the videos were strikingly similar. Both claimed patients would lose 25-45 pounds in as little as 40 days. In addition to the weight loss claims, both videos claim that the patient will not feel hungry while using the system, and, they will never have to exercise.

Dr. Wisniewski is the author of the weight loss program from Nutrimost, and, he says patients will never have to eat prepackaged meals, use hormones, or undergo surgery while using the system. He also states the system is safe and is actively monitored by a doctor.

Healthy Living received a cease-and-desist order, but still showed the video for a while, although they shortened it. And, for a while now, the video has not been shown on the Healthy Living website.

Nutrimost has requested the court bar Healthy Living from ever showing the video again. In addition, they requested Healthy Living pay over $300,000 in damages as a result of the incident.

Nutrimost customer routinely lose up to 40 pounds in 40 days on the program. It is safe and very effective. Patients rave about it.

Patients don’t feel hungry, they don’t even have to exercise. No hormones are administered to patients, and no prepackaged meals need to be eaten.

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Lovaganza: Something for Everyone


In today’s market and economy, it is all about having something for everyone. That is exactly what is the blue print and the outline for the wonderful company Lovaganza. They are a franchise that specializes in entertainment and embracing the uniqueness of every single Nation by providing the means to enjoy culture, music, and dance from all around the global. This is more important than ever with some of the problems the world has been facing. We have to come together and let everyone have their day in the sun and allow everyone to get along and be on the same page.

This provides that and then some. When it comes to culture, Lovaganza really are all one-in-the-same. We are all people and deserve to be treated as such. There isn’t much separating us. We might do things differently than others, but at the end of the day, we all want respect, kindness, love, and to be treated equally. That is universal, in my mind. Music and dance are vital as well because they make us feel good, dance, and embrace our fun side. Music with a great message and theme behind it is even better as it provides the best of both worlds. You can send something positive out into the world.

Again, now, more than ever, we need to send out positive vibes, messages, and images to each other. Lovaganza are already working on a special event that is going to take place in 2020 from May to September. They are already working on the caravan and getting everything set up. That is how excited people get about this event. It really means something and people walk away from it feeling closer to each other than other and with a bond that can never be broken. It is an event and a day to remember.

As a wise person once told me, memories make us rich. I couldn’t agree more with that statement. When it comes to Lovaganza, they are providing us with plenty of memories that will make us rich for a long, long time. They can never take those away from us and they will always be right by our side. Let’s spread the word about Lovaganza and get the word out about all the good that it is doing and how important it is to the world. Again, if we stand united and stick together, the negativity can’t get us down.

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Report by Securus Technologies on Maintaining Integrity


For quite a long period of time there has been a cry for justice across the globe. More often, many would assume and sit to watch as cases of injustice prevail. However, Secures Technologies, an A+ rated company by, has taken a step of courage to stand up for inmates and stop integrity breaches that they are facing from services offered by Global Tel Link. Top management of Securus Technologies has registered its disappointment of GTL unprofessional standards. This has led to Securus releasing a report exposing the integrity breaches of GTL as well as their potential breaches. According to Rick O. smith’s statements on PR newswire who is the head of Securus Technologies, he feels that inmate communication services should not be based on money but the ability to help in the correctional market.

How GTL is going against the Set Laws

GTL being one of the firms providing inmate communications service has engaged itself in activities against the law. Inmate communication services are meant to enhance relationships between prisoners and their loved ones as well as families at home and therefore exploiting the inmates is a completely unethical practice. It has been alleged that GTL has advanced its clocks thus charging higher amounts against the set tariffs and laws of Louisiana Department. The add-ons programs that GTL has brought up are also unethical because they are aimed at hiking the clients’ budgets. Additionally, GTL is billing calls twice which should not be so. A single call should be billed once. These actions by GTL were investigated closely and it was found out that GTL was having intentions to overcharge customers. This indicates the lack of integrity in all operations offered by GTL.


Customers require quality services at all times and therefore cases of integrity breaches might lead to them doing away with services. This was the main reason why Securus exposed GTL because they were engaging in actions that would cause destruction for their market.

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The Best Ski Resorts Around Lake Tahoe



Some of the best ski destinations in the United States are located around Lake Tahoe in the Sierra Nevada. Home to stunning winter beauty, blizzards that produce perfect powder and plenty of world-class ski resorts, the Lake Tahoe area is a skier’s paradise just waiting to be explored!


All About Lake Tahoe
Lake Tahoe is the largest alpine lake in North America, and straddles the border between Nevada and California. The surrounding mountains and scenic lake views make Lake Tahoe’s natural beauty attractive to adventure seekers of all stripes, but it’s the winter’s snow and ski conditions that draw the biggest crowds. As such, several ski resorts and sled parks have found a home among the slopes along Lake Tahoe.


Lake Tahoe Ski Conditions
During the winter, blizzards are a famous occurrence around Lake Tahoe, and responsible for the excellent ski conditions that make the resorts here top-notch destinations. Lake Tahoe receives on average about 360 inches of snowfall a year, providing enough powder for all who travel here to enjoy the slopes. Ski season usually runs from mid-November to late April or even May for some resorts. Other resorts also provide activities during the summer months to take full advantage of all that the Lake Tahoe landscape has to offer.

Two Resorts Well Worth Checking Out: Squaw Valley and Alpine Meadows

Squaw Valley and Alpine Meadows ( resorts have stood out as giants among the best ski resorts in the Lake Tahoe region. Partners in business, both provide skiers with plenty of powder, slopes and history to satisfy any winter adventure.


Squaw Valley
Squaw Valley has enjoyed a place in history as one of Tahoe Valley’s most famous ski resorts, having been host to the entire 1960 winter Olympics. Home to 4,000 acres of skiable area, Squaw Valley provides plenty of space for skiers of all experience levels to enjoy the powder as well as plenty of actives off the slopes. The snow packs in at 450 feet of white stuff a year, but those who tire of skiing can take respite at High Camp with swimming, roller-skating and high-altitude disk golf.

Alpine Meadows
Alpine Meadows is Squaw Valley’s next-door neighbor, and in 2011 the two resorts merged. One pass to Alpine Meadows lets you enjoy Squaw Valley perks as well, but here you’ll find more focus on the slopes and less on the extras. Nature-loving skiers can get all their thrills while exploring the slopes in Alpine Meadows.

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